邮储银行
(601658)
| 流通市值：3582.87亿 | | | 总市值：5932.70亿 |
| 流通股本：725.28亿 | | | 总股本：1200.95亿 |
| 报告期 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
| 公司类型 | 银行 | 银行 | 银行 | 银行 |
| 一、营业总收入 | 96,162,000,000 | 355,728,000,000 | 265,080,000,000 | 179,446,000,000 |
| 利息净收入 | 73,897,000,000 | 281,620,000,000 | 210,505,000,000 | 139,058,000,000 |
| 其中:利息收入 | 119,138,000,000 | 480,903,000,000 | 362,499,000,000 | 241,658,000,000 |
| 利息支出 | 45,241,000,000 | 199,283,000,000 | 151,994,000,000 | 102,600,000,000 |
| 手续费及佣金净收入 | 12,040,000,000 | 29,365,000,000 | 23,094,000,000 | 16,918,000,000 |
| 其中:手续费及佣金收入 | 16,126,000,000 | 43,424,000,000 | 35,628,000,000 | 25,482,000,000 |
| 手续费及佣金支出 | 4,086,000,000 | 14,059,000,000 | 12,534,000,000 | 8,564,000,000 |
| 加:投资收益 | 8,602,000,000 | 44,387,000,000 | 31,651,000,000 | 19,750,000,000 |
| 其中:对联营企业和合营企业的投资收益 | - | 29,000,000 | 15,000,000 | 7,000,000 |
| 公允价值变动收益 | 1,919,000,000 | 546,000,000 | -144,000,000 | 3,671,000,000 |
| 汇兑收益 | -492,000,000 | -591,000,000 | -222,000,000 | -89,000,000 |
| 其他业务收入 | 196,000,000 | 401,000,000 | 196,000,000 | 138,000,000 |
| 二、营业支出 | 68,504,000,000 | 256,848,000,000 | 177,690,000,000 | 121,333,000,000 |
| 税金及附加 | 780,000,000 | 2,959,000,000 | 2,203,000,000 | 1,438,000,000 |
| 业务及管理费 | 49,968,000,000 | 220,895,000,000 | 152,167,000,000 | 98,158,000,000 |
| 信用减值损失 | 17,707,000,000 | 32,922,000,000 | 23,283,000,000 | 21,715,000,000 |
| 其他业务成本 | 49,000,000 | 64,000,000 | 32,000,000 | 18,000,000 |
| 三、营业利润 | 27,658,000,000 | 98,880,000,000 | 87,390,000,000 | 58,113,000,000 |
| 加:营业外收入 | 14,000,000 | 138,000,000 | 116,000,000 | 79,000,000 |
| 减:营业外支出 | 31,000,000 | 797,000,000 | 345,000,000 | 194,000,000 |
| 四、利润总额 | 27,641,000,000 | 98,221,000,000 | 87,161,000,000 | 57,998,000,000 |
| 减:所得税费用 | 1,795,000,000 | 10,598,000,000 | 10,367,000,000 | 8,583,000,000 |
| 五、净利润 | 25,846,000,000 | 87,623,000,000 | 76,794,000,000 | 49,415,000,000 |
| (一)按经营持续性分类 | | | | |
| (二)按所有权归属分类 | | | | |
| 归属于母公司股东的净利润 | 25,726,000,000 | 87,404,000,000 | 76,562,000,000 | 49,228,000,000 |
| 少数股东损益 | 120,000,000 | 219,000,000 | 232,000,000 | 187,000,000 |
| 扣除非经常损益后的净利润 | 25,680,000,000 | 87,971,000,000 | 76,772,000,000 | 49,333,000,000 |
| 六、每股收益 | | | | |
| (一)基本每股收益 | 0.2 | 0.73 | 0.66 | 0.43 |
| (二)稀释每股收益 | 0.2 | 0.73 | 0.66 | 0.43 |
| 七、其他综合收益 | 326,000,000 | -3,660,000,000 | -5,099,000,000 | -2,789,000,000 |
| 八、综合收益总额 | 26,172,000,000 | 83,963,000,000 | 71,695,000,000 | 46,626,000,000 |
| 归属于母公司股东的综合收益总额 | 26,052,000,000 | 83,744,000,000 | 71,463,000,000 | 46,439,000,000 |
| 归属于少数股东的综合收益总额 | 120,000,000 | 219,000,000 | 232,000,000 | 187,000,000 |
| 公告日期 | 2026-04-30 | 2026-03-28 | 2025-10-31 | 2025-08-30 |
| 审计意见(境内) | | 标准无保留意见 | | |