银信科技
(300231)
| 流通市值：49.80亿 | | | 总市值：49.80亿 |
| 流通股本：4.44亿 | | | 总股本：4.44亿 |
| 报告期 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 |
| 公司类型 | 通用 | 通用 | 通用 | 通用 |
| 一、营业总收入 | 1,157,103,345.58 | 780,759,294.22 | 376,570,029.46 | 1,976,466,094.94 |
| 营业收入 | 1,157,103,345.58 | 780,759,294.22 | 376,570,029.46 | 1,976,466,094.94 |
| 利息收入 | - | 0 | 0 | - |
| 已赚保费 | - | 0 | 0 | - |
| 手续费及佣金收入 | - | 0 | 0 | - |
| 二、营业总成本 | 1,097,195,286.99 | 730,593,459.42 | 357,731,635.53 | 1,833,458,047.56 |
| 营业成本 | 901,035,873.37 | 602,327,947.21 | 292,918,619 | 1,518,114,785.63 |
| 利息支出 | - | 0 | 0 | - |
| 手续费及佣金支出 | - | 0 | 0 | - |
| 退保金 | - | 0 | 0 | - |
| 赔付支出净额 | - | 0 | 0 | - |
| 提取保险合同准备金净额 | - | 0 | 0 | - |
| 保单红利支出 | - | 0 | 0 | - |
| 分保费用 | - | 0 | 0 | - |
| 税金及附加 | 3,941,197.04 | 2,698,577.41 | 869,888.57 | 9,079,777.96 |
| 销售费用 | 84,998,745.59 | 62,390,219.66 | 31,685,039.38 | 141,856,908.97 |
| 管理费用 | 33,296,366.38 | 22,698,713.09 | 10,758,301.47 | 49,563,929.46 |
| 研发费用 | 59,525,557.56 | 32,888,500.27 | 17,180,251.69 | 88,573,768.5 |
| 财务费用 | 14,397,547.05 | 7,589,501.78 | 4,319,535.42 | 26,268,877.04 |
| 其中:利息费用 | 18,896,737.05 | 11,954,448.6 | 6,160,203.69 | 35,873,707.55 |
| 其中:利息收入 | 5,404,040.95 | 4,020,266.95 | 1,879,052.11 | 8,705,088.36 |
| 加:公允价值变动收益 | - | 0 | 0 | - |
| 加:投资收益 | -2,609,609.78 | -2,609,609.78 | 0 | -8,249,683.74 |
| 净敞口套期收益 | - | 0 | 0 | - |
| 汇兑收益 | - | 0 | 0 | - |
| 资产处置收益 | -282,932.42 | -282,932.42 | -282,932.42 | 271,918.48 |
| 资产减值损失(新) | 500,684.23 | 475,501.24 | 169,841.23 | -6,612,641.04 |
| 信用减值损失(新) | 4,913,853.78 | 2,313,434.97 | 1,429,254.71 | -245,386.54 |
| 其他收益 | 556,184.85 | 400,155.44 | 365,170.48 | 3,777,769.7 |
| 营业利润平衡项目 | 0 | 0 | 0 | 0 |
| 四、营业利润 | 62,986,239.25 | 50,462,384.25 | 20,519,727.93 | 131,950,024.24 |
| 加:营业外收入 | 145,153.52 | 51,023.99 | 40,228.4 | 569,595.54 |
| 减:营业外支出 | 757,335.43 | 750,832.58 | 500,873.38 | 5,333,089.48 |
| 利润总额平衡项目 | 0 | 0 | 0 | 0 |
| 五、利润总额 | 62,374,057.34 | 49,762,575.66 | 20,059,082.95 | 127,186,530.3 |
| 减:所得税费用 | 11,428,411.36 | 9,305,758.31 | 3,412,974.34 | 21,074,519.86 |
| 六、净利润 | 50,945,645.98 | 40,456,817.35 | 16,646,108.61 | 106,112,010.44 |
| 持续经营净利润 | 50,945,645.98 | 40,456,817.35 | 16,646,108.61 | 106,112,010.44 |
| 归属于母公司股东的净利润 | 50,945,645.98 | 40,456,817.35 | 16,646,108.61 | 106,112,010.44 |
| 少数股东损益 | - | 0 | 0 | - |
| (一)基本每股收益 | 0.12 | 0.1 | 0.04 | 0.25 |
| (二)稀释每股收益 | 0.12 | 0.1 | 0.04 | 0.25 |
| 八、其他综合收益 | 512,547.44 | 28,022.03 | -2,251.69 | 159,974.07 |
| 归属于母公司股东的其他综合收益 | 512,547.44 | 28,022.03 | -2,251.69 | 159,974.07 |
| 九、综合收益总额 | 51,458,193.42 | 40,484,839.38 | 16,643,856.92 | 106,271,984.51 |
| 归属于母公司股东的综合收益总额 | 51,458,193.42 | 40,484,839.38 | 16,643,856.92 | 106,271,984.51 |
| 归属于少数股东的综合收益总额 | - | 0 | - | - |
| 公告日期 | 2024-10-30 | 2024-08-30 | 2024-04-24 | 2024-04-24 |
| 审计意见(境内) | | | | 标准无保留意见 |