邮储银行
(601658)
| 流通市值：4054.19亿 | | | 总市值：7253.74亿 |
| 流通股本：671.22亿 | | | 总股本：1200.95亿 |
| 报告期 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
| 公司类型 | 银行 | 银行 | 银行 | 银行 |
| 一、营业总收入 | 179,446,000,000 | 89,363,000,000 | 348,775,000,000 | 260,349,000,000 |
| 利息净收入 | 139,058,000,000 | 68,857,000,000 | 286,123,000,000 | 214,947,000,000 |
| 其中:利息收入 | 241,658,000,000 | 120,861,000,000 | 508,243,000,000 | 382,543,000,000 |
| 利息支出 | 102,600,000,000 | 52,004,000,000 | 222,120,000,000 | 167,596,000,000 |
| 手续费及佣金净收入 | 16,918,000,000 | 10,306,000,000 | 25,282,000,000 | 20,715,000,000 |
| 其中:手续费及佣金收入 | 25,482,000,000 | 15,281,000,000 | 40,753,000,000 | 32,799,000,000 |
| 手续费及佣金支出 | 8,564,000,000 | 4,975,000,000 | 15,471,000,000 | 12,084,000,000 |
| 加:投资收益 | 19,750,000,000 | 10,937,000,000 | 31,715,000,000 | 17,912,000,000 |
| 其中:对联营企业和合营企业的投资收益 | 7,000,000 | - | 25,000,000 | 20,000,000 |
| 公允价值变动收益 | 3,671,000,000 | -788,000,000 | 5,112,000,000 | 7,012,000,000 |
| 汇兑收益 | -89,000,000 | -23,000,000 | -374,000,000 | -1,003,000,000 |
| 其他业务收入 | 138,000,000 | 74,000,000 | 917,000,000 | 154,000,000 |
| 资产处置收益 | - | - | - | 25,000,000 |
| 其他收益 | - | - | - | 587,000,000 |
| 二、营业支出 | 121,333,000,000 | 62,032,000,000 | 255,176,000,000 | 177,285,000,000 |
| 税金及附加 | 1,438,000,000 | 681,000,000 | 2,616,000,000 | 1,961,000,000 |
| 业务及管理费 | 98,158,000,000 | 50,626,000,000 | 224,035,000,000 | 156,332,000,000 |
| 信用减值损失 | 21,715,000,000 | 10,717,000,000 | 28,423,000,000 | 18,934,000,000 |
| 其他业务成本 | 18,000,000 | 7,000,000 | 80,000,000 | 40,000,000 |
| 三、营业利润 | 58,113,000,000 | 27,331,000,000 | 93,599,000,000 | 83,064,000,000 |
| 加:营业外收入 | 79,000,000 | 43,000,000 | 358,000,000 | 218,000,000 |
| 减:营业外支出 | 194,000,000 | 122,000,000 | -635,000,000 | 120,000,000 |
| 四、利润总额 | 57,998,000,000 | 27,252,000,000 | 94,592,000,000 | 83,162,000,000 |
| 减:所得税费用 | 8,583,000,000 | 1,890,000,000 | 7,876,000,000 | 7,179,000,000 |
| 五、净利润 | 49,415,000,000 | 25,362,000,000 | 86,716,000,000 | 75,983,000,000 |
| (一)按经营持续性分类 | | | | |
| (二)按所有权归属分类 | | | | |
| 归属于母公司股东的净利润 | 49,228,000,000 | 25,246,000,000 | 86,479,000,000 | 75,818,000,000 |
| 少数股东损益 | 187,000,000 | 116,000,000 | 237,000,000 | 165,000,000 |
| 扣除非经常损益后的净利润 | 49,333,000,000 | 25,317,000,000 | 85,576,000,000 | 75,609,000,000 |
| 六、每股收益 | | | | |
| (一)基本每股收益 | 0.43 | 0.24 | 0.81 | 0.71 |
| (二)稀释每股收益 | 0.43 | 0.24 | 0.81 | 0.71 |
| 七、其他综合收益 | -2,789,000,000 | -4,483,000,000 | 5,187,000,000 | 1,469,000,000 |
| 八、综合收益总额 | 46,626,000,000 | 20,879,000,000 | 91,903,000,000 | 77,452,000,000 |
| 归属于母公司股东的综合收益总额 | 46,439,000,000 | 20,763,000,000 | 91,666,000,000 | 77,287,000,000 |
| 归属于少数股东的综合收益总额 | 187,000,000 | 116,000,000 | 237,000,000 | 165,000,000 |
| 公告日期 | 2025-08-30 | 2025-04-30 | 2025-03-28 | 2024-10-31 |
| 审计意见(境内) | | | 标准无保留意见 | |