邮储银行
(601658)
| 流通市值：3651.46亿 | | | 总市值：6533.17亿 |
| 流通股本：671.22亿 | | | 总股本：1200.95亿 |
| 报告期 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 |
| 公司类型 | 银行 | 银行 | 银行 | 银行 |
| 一、营业总收入 | 265,080,000,000 | 179,446,000,000 | 89,363,000,000 | 348,775,000,000 |
| 利息净收入 | 210,505,000,000 | 139,058,000,000 | 68,857,000,000 | 286,123,000,000 |
| 其中:利息收入 | 362,499,000,000 | 241,658,000,000 | 120,861,000,000 | 508,243,000,000 |
| 利息支出 | 151,994,000,000 | 102,600,000,000 | 52,004,000,000 | 222,120,000,000 |
| 手续费及佣金净收入 | 23,094,000,000 | 16,918,000,000 | 10,306,000,000 | 25,282,000,000 |
| 其中:手续费及佣金收入 | 35,628,000,000 | 25,482,000,000 | 15,281,000,000 | 40,753,000,000 |
| 手续费及佣金支出 | 12,534,000,000 | 8,564,000,000 | 4,975,000,000 | 15,471,000,000 |
| 加:投资收益 | 31,651,000,000 | 19,750,000,000 | 10,937,000,000 | 31,715,000,000 |
| 其中:对联营企业和合营企业的投资收益 | 15,000,000 | 7,000,000 | - | 25,000,000 |
| 公允价值变动收益 | -144,000,000 | 3,671,000,000 | -788,000,000 | 5,112,000,000 |
| 汇兑收益 | -222,000,000 | -89,000,000 | -23,000,000 | -374,000,000 |
| 其他业务收入 | 196,000,000 | 138,000,000 | 74,000,000 | 917,000,000 |
| 二、营业支出 | 177,690,000,000 | 121,333,000,000 | 62,032,000,000 | 255,176,000,000 |
| 税金及附加 | 2,203,000,000 | 1,438,000,000 | 681,000,000 | 2,616,000,000 |
| 业务及管理费 | 152,167,000,000 | 98,158,000,000 | 50,626,000,000 | 224,035,000,000 |
| 信用减值损失 | 23,283,000,000 | 21,715,000,000 | 10,717,000,000 | 28,423,000,000 |
| 其他业务成本 | 32,000,000 | 18,000,000 | 7,000,000 | 80,000,000 |
| 三、营业利润 | 87,390,000,000 | 58,113,000,000 | 27,331,000,000 | 93,599,000,000 |
| 加:营业外收入 | 116,000,000 | 79,000,000 | 43,000,000 | 358,000,000 |
| 减:营业外支出 | 345,000,000 | 194,000,000 | 122,000,000 | -635,000,000 |
| 四、利润总额 | 87,161,000,000 | 57,998,000,000 | 27,252,000,000 | 94,592,000,000 |
| 减:所得税费用 | 10,367,000,000 | 8,583,000,000 | 1,890,000,000 | 7,876,000,000 |
| 五、净利润 | 76,794,000,000 | 49,415,000,000 | 25,362,000,000 | 86,716,000,000 |
| (一)按经营持续性分类 | | | | |
| (二)按所有权归属分类 | | | | |
| 归属于母公司股东的净利润 | 76,562,000,000 | 49,228,000,000 | 25,246,000,000 | 86,479,000,000 |
| 少数股东损益 | 232,000,000 | 187,000,000 | 116,000,000 | 237,000,000 |
| 扣除非经常损益后的净利润 | 76,772,000,000 | 49,333,000,000 | 25,317,000,000 | 85,576,000,000 |
| 六、每股收益 | | | | |
| (一)基本每股收益 | 0.66 | 0.43 | 0.24 | 0.81 |
| (二)稀释每股收益 | 0.66 | 0.43 | 0.24 | 0.81 |
| 七、其他综合收益 | -5,099,000,000 | -2,789,000,000 | -4,483,000,000 | 5,187,000,000 |
| 八、综合收益总额 | 71,695,000,000 | 46,626,000,000 | 20,879,000,000 | 91,903,000,000 |
| 归属于母公司股东的综合收益总额 | 71,463,000,000 | 46,439,000,000 | 20,763,000,000 | 91,666,000,000 |
| 归属于少数股东的综合收益总额 | 232,000,000 | 187,000,000 | 116,000,000 | 237,000,000 |
| 公告日期 | 2025-10-31 | 2025-08-30 | 2025-04-30 | 2025-03-28 |
| 审计意见(境内) | | | | 标准无保留意见 |